Incredible Does Home Insurance Require An Inspection Progressive Ideas. When it comes to home insurance, most people are unaware that they can get a record of home inspection for their home insurance policy. A home inspection isn’t automatically required whenever homeowners insurance is purchased, but since the real estate bubble burst, insurance carriers have more frequently been.

Getting a home inspection isn’t always required by your insurance company, but it’s an investment that can benefit you in the long run. In most regions of the country, insurers do not require a home inspection in order to provide homeowner's insurance. Because of the risks associated with home insurance, nothing short of a physical inspection will allow the insurance company to charge the correct rates.